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Maximize Your Farm’s Protection:
Enhanced Coverage Option (ECO)

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Protect Your Bottom Line with ECO

With increased federal subsidies making ECO more affordable than ever, now’s the time to strengthen your farm’s crop insurance protection up to 95% and safeguard your livelihood. Partner with Compeer Financial to gain access to exclusive tools and personalized support to create your ideal coverage. No matter the agricultural environment, we’re committed to helping you achieve your goals.

Take the next step in securing your farm’s future. Request a personalized quote and see how ECO can work for you.

When we first took ECO, our Compeer insurance officer went through our coverage options down to dollars and cents. We saw how endorsements like SCO and ECO could insure our revenue in a more affordable way.
- Don Woggon, long-time Compeer client
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By providing my information, I authorize Compeer Financial to deliver communications to me via email. I acknowledge that I am not required to sign this consent as a condition to obtaining any products or services from Compeer. I understand that I may opt out of receiving email messages from Compeer at any time by clicking on the unsubscribe link at the bottom of the email.

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Increased Protection

ECO extends existing revenue or yield protection policies, with coverage options from 86-90 or 95% of your planted acres. Whether you face unpredictable weather or fluctuating commodity prices, ECO provides a safety net when you need it most.

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Cost-Effective Coverage

With the increased 65% federal subsidy, ECO has become one of the most affordable ways to enhance your farm’s protection. This subsidy significantly lowers your out-of-pocket premium costs, making top-tier coverage accessible without breaking the bank

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Peace of Mind

ECO delivers the peace of mind that comes with knowing you’re prepared for whatever the season brings. From storms to sudden market shifts, ECO ensures you’re protected, allowing you to focus on running a successful operation with risk floors in place.

SEE OPTIONS

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ECO Endorsement vs. Baseline MPCI Policy

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Need help deciding if ECO is right for you? Let your local Compeer insurance officer review your existing coverage to ensure your policies align with your risk management strategy and bottom line.

We can run 100,000 scenarios comparing coverage levels and products to demonstrate how different policy combinations can work for your farming enterprise.

Whether you purchase crop insurance from Compeer or not, let us help you achieve your goals with a complimentary policy review today.

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FEATURE ECO ENDORSEMENT MPCI COVERAGE
Level of Coverage Covers 86-90% or 95% Options from 50-85%
Premium Subsidy 65% federal subsidy Standard federal subsidy
Types of Coverage Area-based Individual risk
Claim Triggers Area guarantee with individual liability Individual guarantee and liability
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Frequently Asked Questions

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What is ECO and how does it work?

ECO is a supplemental product that stacks on top of your underlying multi-peril crop insurance (MPCI) policy to provide additional protection for yield and revenue losses up to 95%. It covers a percentage of county-level losses not covered by your base policy, using your individual average production history (APH) for liability.

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How much does ECO add to my existing premium?

While crop insurance premiums vary annually, the new 65% federal subsidy makes ECO more affordable than ever, significantly reducing the cost of this added protection.

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How does ECO affect my claims process?

The claims process for ECO is designed to complement your existing MPCI coverage, ensuring that you receive additional compensation for qualified losses with minimal complexity. In fact, claims are completely automated with no need for an adjuster. This means quick and efficient payments, like June payouts for spring-planted crops.

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Ready to Enhance Your Coverage?

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Take the next step in securing your farm’s future. Complete the form below to request a personalized quote and see how ECO can work for you.

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EXTEND YOUR COVERAGE

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By choosing ECO with Compeer Financial, you’re not just getting coverage—you’re gaining a partner who understands your farm’s needs. Let’s work together to ensure your operation thrives in any season.

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Compeer Financial can provide assistance with financing and operations based on historical data and industry expertise. Compeer Financial does not provide legal advice or certified financial planning. All loans subject to credit, underwriting and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend or extend credit. Terms, conditions and programs are subject to change without notice. Patronage allocations, redemptions and payments remains at the discretion of the Board of Directors based on a combination of factors including the risk in our portfolio, earnings, and our current capital position. Compeer Financial, ACA is an Equal Credit Opportunity Lender and Equal Opportunity Provider and Employer. © 2024 All rights reserved.